Traci has over 30 years of life and life settlement underwriting experience. As a highly-credentialed professional underwriter Traci has trained, developed and managed skilled underwriting teams in both the life insurance and life settlement industries throughout her career. She is a past-President and a current Board member of the AHOU, a nationally-recognized expert in electronic health records (“EHR”) and head of ISC’s Underwriting Division. Traci oversees all aspects of the ISC underwriting operation and leads the process of continual improvement in ISC’s life underwriting and life expectancy assessment initiatives.